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Federal Mortgage

American Federal Mortgage is a licensed mortgage banker. Since the incorporation in 1986, American Federal Mortgage has dedicated exclusively to mortgage lending. They are a direct lender, underwriting and closing loans. An Equal Housing Lender, American Federal Mortgage has been approved by Fannie Mae, Freddie Mac, the New Jersey Mortgage Finance Authority, and the Veterans Administration. In addition, our HUD (Housing & Urban Development) approval allows us to write FHA (Federal Housing Authority) loans. Principals of American Federal Mortgage have over 35 years of mortgage banking experience. In addition, all of mortgage representatives are experts in the lending field, with virtually decades of experience amongst them. They are knowledgeable professionals, trained in guiding the customers through the maze of financing options, working with clients to determine the mortgage plan best suited to the needs.

American Federal Mortgage offers a wide variety of Mortgage plans products & services as well as special plans for First time buyers. Relocation Loans, loans requiring no Personal Mortgage Insurance (PMI), and other innovative choices. American Federal Mortgage focuses on offering low rates. The various additional services provided to customers include low overhead, streamlined application process and quick approval policy in the form of lower rates. We offer highly competitive rates on the mortgages that people rely on most when purchasing a new home. Our fixed and adjustable rate mortgages are designed to make home purchase.

You have the right to receive the nation's lowest mortgage rates, guaranteed in writing. American Federal provides the written guarantee about all rates quotes. American Federal Mortgage issue a state approved agreement that guarantees your rate that will be available at closing. Our rate and fee combination is lowest is lowest than the others that's why we give written guarantee prior to accepting any fees from you. Going direct is best. A middleman is always more expensive. When you deal with American Federal you are dealing directly with the lender. Mortgage brokers, realtors, lead generation services that recommend multiple lenders all make your rate higher. By dealing with American Federal directly you will receive the lowest rate available in the nation today.